What is a listed building insurance?
A listed building insurance is one that has been singled out as being of exceptional architectural or historical interest. The process of categorising buildings falls under the remit of English Heritage, the organisation which champions historic places and advises the government on how to conserve the country’s heritage. When something is classified as a listed building insurance it can fall into one of three categories:
A Grade I listed building insurance is the cream of the crop. Often internationally important, as in the case of Buckingham Palace, it is unlikely that you will live in one of these as they only make up 2.5 per cent of the Statutory List of Buildings of Special Architectural or Historical Interest. The next level of classification is Grade II*. These constitute 5.5 per cent of the list and include places such as the Bank Hall mansion in Lancashire and Battersea Power Station. The vast majority of homeowners who live in a listed building insurance live in a Grade II property. These account for 92 per cent of the list and include famous examples such as the BT Tower in London. The implications of living in a building with this status are that your hands are tied when it comes to home improvements; according to the law if you want to alter, extend or demolish a listed building in a way which will affect its character as a building of special interest, you need to get listed building consent from your local planning authority.
Where do I go for listed building insurance?
If you are lucky enough to own or live in a listed building insurance is important as repair work can be expensive. Consequently many of the mainstream insurance companies will be unwilling to offer cover. Therefore when it comes to listed building insurance the best thing to do is find a company offering bespoke cover. One firm which sells a number of top insurance packages for great value and boasts excellent customer service is Gsi-insurance.com. Visit the company website today for anything from listed building insurance to convicted driver insurance.
Listed Building Insurance
for sale atgsi-insurance.com. We sell a number of top insurance packages for great value and with amazing customer service; Come to our website today for further information on Convicted Driver Insurance!